Tools for Building Healthy Business Credit

Use our Online Business Credit Tools or Order a Copy of the Healthy Credit Practices℠ Toolkit for access to all of our small business credit tools.

Credit Knowledge Tools

Use Our Credit Knowledge Tools to benchmark your credit knowledge and increase your understanding of business creditworthiness.

• Test Your Credit Knowledge & Understanding
• Identify Your Credit Obstacles & Capital Access Barriers

Credit Readiness & Assessment Tools

Use our credit readiness tools to evaluate your readiness for business credit and enhance your overall creditworthiness.

• Examine Your Pillars of Performance - Where do you stand?
• Assess Your Management Capabilities - Size up your management gaps
• Rate Your Credit Readiness - Assess your business credit readiness

Business Credit Planning Tools

Use our credit planning tools to plan out the steps needed to enhance your business creditworthiness.

• Credit Match Tool - Find out which type of credit best fits your needs
• Create a Credit Use Chart - Plan before you apply
• Compute your Financial Ratios - Measure & track key financial ratios
• Client Concentration Analysis - Where do I have credit risk & exposure?
• Growth Financing Tool - How much do you need to support your growth?

Credit Building & Preparation Tools

Use our credit building tools to develop and protect your business credit.

• Credit Building Checklist - Start building business credit today.
• Create a Biz Credit Summary - Prepare yourself for financing.
• Sales & Cashflow Cycles - Computer your working capital needs.
• Chart Your Pillars of Performance - Chart Your Performance Progress.

Business Credit Management Tools

Use our credit management tools to develop credit muscle and maintain ongoing healthy business credit.

• Prepare Quarterly Financial & Credit Forecasts - Run the numbers.
• Monitor Your Business Credit - Track your business credit activity.
• Update Your Healthy Credit Plan Semi-annually

Order Your Healthy Credit Practices℠ Toolkit Now

Gain Access to All The Healthy Credit Practices℠ Program tools, by order your HCP Tookit now!

Includes, a copy of the HCP Guidebook, the HCP Workbook, The Toolkit CD and 1 year subscriptions to Healthy Credit Tips, our online Newsletter filled witht CD filled with tips, tools and techniques to help you build credit for your company.

Tools for Building Healthy Personal Credit

Maintaining Healthy Personal Credit can play an important role in the development of credit for a business. As start-up businesses seek to build business credit, lenders often look at the credit practices of the individual behind the business to evaluate payment patterns.

Personal Credit Tools

Use these Personal Credit Tools to strengthen and safeguard your personal credit.

• Prepare A Personal Household Budget and Stick to It
• Prepare Your Personal Financial Statement
• Plan for Personal Asset Growth
• Get Your Personal FICO Score Analysis

Manage Your FICO Score directly through Fair Issac

Fair Isaac Corporation is the creator of the FICO score system used by million used by millions of business lenders worldwide. Get your FICO score, not available through Experian, Transunion or Equifax.

Order Your FICO Score Report

Review Your 3 Credit Scores & Keys to Improve Them

Your 3 FICO scores are maintained at Equifax, Experian and TransUnion. Your score can differ at each of the big 3 credit reporting bureaus because they don't share information. Receive a copy of each credit report, along with your 3 FICO scores and a full explanation of the score directly from Fair Isaac and see how lenders view you.

Order Your FICO Score Report

Protect Yourself From Credit Fraud Protection

Identify theft is rapidly becoming one of the most rampant crimes in the nation. Gets comprehensive protection of your FICO credit score against identity theft, quarterly Credit Score Monitoring , along with a $25,000 theft insurance policy.

Order Your FICO Score Report

Identify theft is by far one of the fastest growing crimes in America. It not only can affect an individual's personal credit standing, but can adversely impact a business owners' ability to secure credit for his/her company.

Consider using Credit Protection Solutions & Tools to ward off Identity theft or other forms of financial fraud that could negatively impact your credit.