The Healthy Credit Practices℠ Program (HCP) was designed to help small business owners better understand the commercial credit process.

The goal of the HCP program is to:

• provide insight into the key factors used to evaluate business creditworthiness

• help entrepreneurs to develop and strengthen their business credit

• offer solutions for overcoming credit obstacles and avoiding common pitfalls

• aid small business owners to develop a strong financial foundation

  
  

The HCP Program offers a series of educational workshops, tools and solutions for improving small business credit literacy:

• Healthy Credit Practices℠ Guidebook

• Healthy Credit Small Business Seminar & Training Program

• HCP Newsletter subscription, Credit Tips and Expert Credit Building Guidance

• Healthy Credit Practice Small Business Toolkits

• Healthy Credit Tools & Templates

• The Credit Assistance Center

• Credit MatchTM & Interactive Creditworthiness Assessment Tools

• Access to Online Credit Experts & Get Help Forums

• Loan Denial Assistance and more..

HCP Program solutions can help new and existing business owners identify and overcome capital access obstacles. 

The HCP Program also offers a comprehensive program for partnering agencies, non-profit collaboration and corporate participation.Click here

• That 60-75% of small business owners are denied credit

• That access to capital is among the top 3 concerns of small business owners

• That lack of knowledge is the #1 obstacle adversely impacting small business access to capital

• That being denied for a loan is not the end. Denial can be overcome!!